Looking for a Splitwise alternative?
Splitwise is a well-known way to share expenses, and plenty of people are happy with it. If you want something different — receipts read line by line, no ads and no paid plan — here is how Splitpea compares, as fairly as we can put it.
What both do
- Groups for trips, flats, couples and one-off dinners, plus expenses between two friends.
- Split equally, by exact amounts, by percentages or by shares.
- Simplify debts, so a group settles up in the fewest payments.
- Add friends who are not on the app yet.
- Record payments, and keep a history everybody in the group can see.
Where Splitpea is different
- Free, with no paid plan and no ads. Every feature is in the free app, and there is no daily limit on adding expenses.
- Receipts read line by line: photograph one and give each item to whoever had it; tax and tip follow what each person ordered.
- Many currencies on a trip, converted at the rate of the day.
- Your own spending alongside the shared kind: categories, months and budgets.
- Receipts are read on our own hardware first, and we never sell your data.
- In six languages: English, Spanish, Japanese, Korean, and Simplified and Traditional Chinese.
About Splitwise's plans
Splitwise has a free plan and a paid one, Splitwise Pro. On Splitwise's own Pro page, receipt scanning, itemizing, converting currencies, an ad-free app and adding as many expenses as you like each day are listed as Pro features. Plans change, so check splitwise.com for what they offer today.
Where Splitwise may suit you better
- Your friends may already use it, and the app everybody already has is often the easiest one.
- It has been around for many years, with the polish and the community that comes with that.
- If you are happy paying for Pro, many of the differences above go away.
Moving a group over
- In Splitwise, export the group as a spreadsheet (a CSV file).
- In Splitpea, open Account, then Import (or Import from Splitwise on the first screen), and pick the file.
- Check who is who — Splitpea shows what it found before anything is written — then import. The balances come across to the cent.
The same works for Tricount, Settle Up and any CSV with a column per person.
Questions
Is Splitpea really free?
Yes. There is no paid plan and no ads; the whole app is free on iPhone, Android and the web.
Do my friends need the app?
No. Add them by email or phone; their share waits for them, and they can join any time.
Can I use it on a computer?
Yes. Sign in at splitpea.io/app with the same account you use on your phone.
What happens to my receipts?
They are read on our own hardware and stay with the expense. The privacy policy explains the rest.
Splitwise is a trademark of its owner. Splitpea is not affiliated with or endorsed by Splitwise. What is said here about Splitwise comes from its public website (November 2026).